{"id":16010,"date":"2025-08-26T06:26:52","date_gmt":"2025-08-26T10:26:52","guid":{"rendered":"https:\/\/ibuyer.com\/blog\/?p=16010"},"modified":"2025-09-10T03:07:15","modified_gmt":"2025-09-10T07:07:15","slug":"if-i-sell-my-house-how-much-do-i-keep","status":"publish","type":"post","link":"https:\/\/ibuyer.com\/blog\/if-i-sell-my-house-how-much-do-i-keep\/","title":{"rendered":"How Much Do You Keep After Selling Your House?"},"content":{"rendered":"\n<p>Selling your house feels like a win, until you realize you\u2019re not keeping nearly as much as you thought. Between the mortgage, fees, and surprise costs at closing, your final check can look a lot smaller than expected.<\/p>\n\n\n\n<p>If you\u2019ve ever wondered, \u201cIf I sell my house, how much do I keep?\u201d, you\u2019re not alone. A lot of home sellers go in blind, only to get hit with costs they never saw coming. This guide breaks it all down in plain English: what you\u2019ll pay, what you\u2019ll pocket, and how to make smarter moves along the way.<\/p>\n\n\n\n<p>And if you want to skip the guessing game? Get your free cash offer from <a href=\"https:\/\/ibuyer.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">iBuyer.com<\/a> and see your real numbers in minutes, no pressure, no listings, no last-minute drama.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2>Home Sale Proceeds<\/h2><ul><li><a href=\"#h-what-are-home-sale-proceeds\" data-level=\"2\">What Are Home Sale Proceeds?<\/a><\/li><li><a href=\"#h-typical-costs-that-eat-into-your-proceeds\" data-level=\"2\">Typical Costs That Eat Into Your Proceeds<\/a><\/li><li><a href=\"#h-closing-costs-what-sellers-actually-pay\" data-level=\"2\">Closing Costs: What Sellers Actually Pay<\/a><\/li><li><a href=\"#h-taxes-to-know-before-you-sell\" data-level=\"2\">Taxes to Know Before You Sell<\/a><\/li><li><a href=\"#h-optional-but-costly-extras-to-prepare-your-home\" data-level=\"2\">Optional (But Costly) Extras to Prepare Your Home<\/a><\/li><li><a href=\"#h-estimating-your-take-home-amount-try-a-home-sale-calculator\" data-level=\"2\">Estimating Your Take-Home Amount: Try a Home Sale Calculator<\/a><\/li><li><a href=\"#h-reilly-s-two-cents\" data-level=\"2\">Reilly\u2019s Two Cents<\/a><\/li><li><a href=\"#h-know-the-numbers-before-you-sell\" data-level=\"2\">Know the Numbers Before You Sell<\/a><\/li><li><a href=\"#h-frequently-asked-questions\" data-level=\"2\">Frequently Asked Questions<\/a><\/li><\/ul><\/div>\n\n\n<div class=\"card my-5 shadow-lg\">\n  <div class=\"card-body py-md-4\">\n    <div class=\"row align-items-center justify-content-center py-md-3 py-lg-2 py-xl-3\">\n      <div class=\"col-12\">\n        <p class=\"mb-4 h3 text-center\">\n          <span class=\"h4 text-primary font-weight-bold\">Instant Valuation, Confidential Deals<\/span>\n          <span class=\"mt-2 d-block font-weight-normal text-muted\">with a Certified <span class=\"d-inline-block\">iBuyer.com Specialist.<\/span><\/span>\n        <\/p>\n      <\/div>\n\n      <div class=\"col-12\">\n        <div class=\"ui-v2 search-address-form bg-white py-0\">\n          <div class=\"row justify-content-md-center\">\n            <div class=\"col-12 col-md-7 pr-md-2\">\n              <div class=\"input-group mb-0 shadow-sm\">\n                <div class=\"input-group-prepend\">\n                  <div class=\"input-group-text bg-white border-right-0\">\n                    <div class=\"icon\">\n                      <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-geo-alt-fill\" viewBox=\"0 0 16 16\"><path d=\"M8 16s6-5.686 6-10A6 6 0 0 0 2 6c0 4.314 6 10 6 10zm0-7a3 3 0 1 1 0-6 3 3 0 0 1 0 6z\"><\/path><\/svg>\n                    <\/div>\n                  <\/div>\n                <\/div>\n\n                <input type=\"text\" id=\"autocomplete5\" class=\"form-control form-control-lg px-0\" placeholder=\"Enter your home address\" autocomplete=\"off\" v-on:change=\"onAddressChange($event)\" v-on:keydown.enter=\"searchMyAddress($event)\" onfocus=\"this.autocomplete='smartystreets'\">\n\n                <div class=\"input-group-append\">\n                  <div class=\"input-group-text bg-white border-left-0 p-0\">\n                    <button type=\"reset\" id=\"clear-address-btn5\" class=\"btn px-2 h-100\" name=\"clear\">\n                      <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-x\" viewBox=\"0 0 16 16\"><path d=\"M4.646 4.646a.5.5 0 0 1 .708 0L8 7.293l2.646-2.647a.5.5 0 0 1 .708.708L8.707 8l2.647 2.646a.5.5 0 0 1-.708.708L8 8.707l-2.646 2.647a.5.5 0 0 1-.708-.708L7.293 8 4.646 5.354a.5.5 0 0 1 0-.708z\"><\/path><\/svg>\n                    <\/button>\n                  <\/div>\n                <\/div>\n              <\/div>\n\n              <ul class=\"us-autocomplete-pro-menu5 autocomplete-menu\" style=\"display:none;\"><\/ul>\n            <\/div>\n\n            <div class=\"col-12 col-md-auto pl-md-2\">\n              <button type=\"button\" id=\"disabledHomeValue5\" class=\"btn btn-primary btn-lg btn-block mt-3 mt-md-0\" v-on:click=\"searchMyAddress($event)\" disabled=\"\">\n                Get My Home Value\n              <\/button>\n            <\/div>\n          <\/div>\n        <\/div>\n\n        <p class=\"h5 mt-4 mb-0 text-center font-weight-bold text-info\">\n          Sell Smart, Sell Fast, Get Sold. <span class=\"d-inline-block\">No Obligations.<\/span>\n        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-home-sale-proceeds\">What Are Home Sale Proceeds?<\/h2>\n\n\n\n<p>When you sell your house, the final number you care about isn\u2019t the sale price, it\u2019s what\u2019s left after everything else gets paid. That leftover amount is called your <a href=\"https:\/\/www.indeed.com\/career-advice\/career-development\/what-are-proceeds\" target=\"_blank\" rel=\"noreferrer noopener\">net proceeds<\/a>.<\/p>\n\n\n\n<p>Here\u2019s how it works:<br><strong>Sale price \u2013 (mortgage balance + fees + closing costs) = net proceeds.<\/strong><\/p>\n\n\n\n<p>So if you sell your home for $400,000 but still owe $270,000 on your mortgage and pay $25,000 in fees, your proceeds are $105,000. That\u2019s what lands in your bank account.<\/p>\n\n\n\n<p>It\u2019s easy to overestimate this number. Many sellers focus on the <a href=\"https:\/\/ibuyer.com\/home-value-estimates.html\" target=\"_blank\" rel=\"noreferrer noopener\">price their house<\/a> might fetch, not all the costs that chip away at it. The more prepared you are, the better your bttom line will look.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-typical-costs-that-eat-into-your-proceeds\">Typical Costs That Eat Into Your Proceeds<\/h2>\n\n\n\n<p>Even <a href=\"https:\/\/ibuyer.com\/blog\/if-i-sell-my-house-how-much-do-i-keep\/\" target=\"_blank\" rel=\"noreferrer noopener\">before you get to closing<\/a>, your profit starts shrinking. Some of the biggest hits come from things that don\u2019t show up until you do the math.<\/p>\n\n\n\n<p>Let\u2019s start with the mortgage. Whatever balance is left on your loan gets paid off first. If you owe $270,000 and sell for $400,000, that chunk is gone right away.<\/p>\n\n\n\n<p>Then come the extras, like utility overlap if you\u2019ve already moved out but still have to keep the lights on. Insurance, taxes, and even HOA fees can sneak in, depending on your timing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-real-estate-agent-commission\">Real Estate Agent Commission<\/h3>\n\n\n\n<p>Most <a href=\"https:\/\/ibuyer.com\/blog\/average-real-estate-commission\/\" target=\"_blank\" rel=\"noreferrer noopener\">agents charge<\/a> 5\u20136% of the sale price. On a $400,000 home, that\u2019s $20,000 to $24,000 split between buyer and seller agents. It\u2019s the biggest single fee most sellers pay.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-legal-fees-amp-real-estate-attorney-costs\">Legal Fees &amp; Real Estate Attorney Costs<\/h3>\n\n\n\n<p>In some states, you\u2019ll need an attorney to handle closing. Rates vary, but expect $500\u2013$1,500 depending on complexity. It\u2019s worth every penny to avoid contract mistakes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-transfer-tax-amp-title-insurance\">Transfer Tax &amp; Title Insurance<\/h3>\n\n\n\n<p>These are tied to local laws and protect buyers and lenders. Title insurance can run $1,000+, and transfer taxes range from 0.1% to over 2% of the sale price depending on your state.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-closing-costs-what-sellers-actually-pay\">Closing Costs: What Sellers Actually Pay<\/h2>\n\n\n\n<p>Closing day doesn\u2019t just mean handing over the keys, it also means paying up. Sellers are usually responsible for a surprising number of <a href=\"https:\/\/www.nerdwallet.com\/article\/mortgages\/closing-costs-home-seller\" target=\"_blank\" rel=\"noreferrer noopener\">closing costs<\/a>, and they add up fast.<\/p>\n\n\n\n<p>Most sellers pay 1% to 3% of the home\u2019s sale price in closing costs. On a $400,000 home, that\u2019s $4,000 to $12,000, depending on your location and deal terms.<\/p>\n\n\n\n<p>These costs often include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Title insurance<\/strong> to protect the buyer\u2019s lender<\/li>\n\n\n\n<li><strong>Escrow fees<\/strong> for handling the transaction<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/ibuyer.com\/blog\/real-estate-attorney-fees\/\" target=\"_blank\" rel=\"noreferrer noopener\">Attorney fees<\/a><\/strong>, if required in your state<\/li>\n\n\n\n<li><strong>Transfer taxes<\/strong>, which vary by city or county<\/li>\n\n\n\n<li><strong>Recording fees<\/strong> to file the new deed<\/li>\n<\/ul>\n\n\n\n<p>You might also have to cover prorated property taxes, HOA dues, or a home warranty if it\u2019s part of the buyer\u2019s request.<\/p>\n\n\n\n<p>If you&#8217;re selling in a hot market, buyers may agree to cover some of these, but don\u2019t count on it. Budgeting for full seller costs helps you avoid surprises at the closing table.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-taxes-to-know-before-you-sell\">Taxes to Know Before You Sell<\/h2>\n\n\n\n<p>Taxes can take a big bite out of your proceeds, especially if you\u2019re not prepared. But in many cases, you can <a href=\"https:\/\/ibuyer.com\/blog\/capital-gains-tax-on-selling-a-house\/\" target=\"_blank\" rel=\"noreferrer noopener\">avoid paying capital gains<\/a> tax entirely.<\/p>\n\n\n\n<p>If you\u2019ve lived in your home for at least two of the last five years, you likely qualify for the capital gains exclusion: up to $250,000 tax-free if you\u2019re single, or $500,000 if you\u2019re married. That\u2019s huge.<\/p>\n\n\n\n<p>But if it\u2019s a rental, vacation home, or if you haven\u2019t met the time requirement, things get trickier. In those cases, any profit over your \u201cadjusted basis\u201d could be taxed.<\/p>\n\n\n\n<p>Then there\u2019s property tax. If you close mid-year, you\u2019ll probably owe your share up to the closing date. This amount gets taken out of your proceeds automatically.<\/p>\n\n\n\n<p>And if your state charges a <a href=\"https:\/\/www.rocketmortgage.com\/learn\/what-is-transfer-tax\" target=\"_blank\" rel=\"noreferrer noopener\">transfer tax<\/a>, that\u2019s another expense to expect. Some cities tack on extra local taxes, too. Always ask your agent or attorney what to expect based on where you live.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-optional-but-costly-extras-to-prepare-your-home\">Optional (But Costly) Extras to Prepare Your Home<\/h2>\n\n\n\n<p>Some of the biggest costs when <a href=\"https:\/\/ibuyer.com\/blog\/selling-a-house-as-is\/\" target=\"_blank\" rel=\"noreferrer noopener\">selling a home<\/a> aren\u2019t required, but they can still shrink your profits fast.<\/p>\n\n\n\n<p><a href=\"https:\/\/ibuyer.com\/blog\/how-to-increase-home-value\/\" target=\"_blank\" rel=\"noreferrer noopener\">Home improvements<\/a> like painting, roofing, or updating the kitchen might make your place more attractive, but they don\u2019t always raise the sale price enough to cover the cost. Be careful not to over-upgrade right before you sell.<\/p>\n\n\n\n<p>Staging helps your home look its best, especially in photos. But hiring a pro can cost $1,500 or more. If your place is already clean and uncluttered, it might not be worth it.<\/p>\n\n\n\n<p>Even small things, like landscaping, curb appeal updates, or minor repairs, can add up. Some sellers drop $5,000+ just to get their house \u201cmarket ready.\u201d<\/p>\n\n\n\n<p>That\u2019s why it\u2019s smart to pick your projects carefully. Focus on fixes that buyers will notice and skip the ones that won\u2019t move the needle on your final price.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-estimating-your-take-home-amount-try-a-home-sale-calculator\">Estimating Your Take-Home Amount: Try a Home Sale Calculator<\/h2>\n\n\n\n<p>Trying to guess how much you&#8217;ll actually keep after selling your house is like trying to solve a puzzle with missing pieces. That\u2019s where a home sale calculator can help.<\/p>\n\n\n\n<p>These tools give you a rough estimate of your net proceeds by factoring in your home\u2019s sale price, mortgage balance, agent fees, and average <a href=\"https:\/\/ibuyer.com\/blog\/closing-costs-with-cash-offers\/\" target=\"_blank\" rel=\"noreferrer noopener\">closing costs<\/a>. It\u2019s not perfect, but it gives you a ballpark number to work with.<\/p>\n\n\n\n<p>Let\u2019s say you\u2019re selling for $400,000. You still owe $270,000 on your mortgage and expect $25,000 in total costs. Your proceeds? Around $105,000. But that number shifts fast depending on your market, timeline, and any extra expenses that pop up.<\/p>\n\n\n\n<p>Just remember: not all calculators account for taxes, local fees, or repairs. Some are just lead-capture tools for agents. Always read the fine print, or better yet, compare multiple sources.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-reilly-s-two-cents\">Reilly\u2019s Two Cents<\/h2>\n\n\n\n<p>I\u2019ve helped plenty of sellers walk through this process, and I can tell you, what you think you\u2019ll walk away with is almost never what you actually get. It\u2019s not that anyone\u2019s trying to trick you. It\u2019s just that real estate is full of little costs that don\u2019t show up until you\u2019re signing papers.<\/p>\n\n\n\n<p>One of the best moves you can make is to ask your agent or attorney for a net sheet before you list. This shows your estimated profit after fees, taxes, and payoff amounts. It\u2019s not perfect, but it\u2019s way better than guessing.<\/p>\n\n\n\n<p>Don\u2019t throw money at upgrades unless they\u2019ll clearly raise your home\u2019s value. A fresh coat of paint? Great. A full kitchen remodel two weeks before listing? Probably not worth it.<\/p>\n\n\n\n<p>And if speed or simplicity matters more than squeezing out every last dollar, it\u2019s worth looking into <a href=\"https:\/\/www.chase.com\/personal\/mortgage\/education\/buying-a-home\/should-i-accept-a-cash-offer-for-my-house\" target=\"_blank\" rel=\"noreferrer noopener\">cash offers<\/a>. You skip repairs, showings, and a lot of stress, and sometimes, your net comes out about the same once you subtract all the usual costs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-know-the-numbers-before-you-sell\">Know the Numbers Before You Sell<\/h2>\n\n\n\n<p>Selling your house isn\u2019t just about finding a buyer, it\u2019s about knowing what you\u2019ll actually walk away with when it\u2019s all done. From mortgage payoff to closing costs, every detail counts.<\/p>\n\n\n\n<p>The more you understand the costs upfront, the better prepared you\u2019ll be to price your home right, negotiate smart, and avoid last-minute surprises. Even small fees can eat into your profits if you\u2019re not careful.<\/p>\n\n\n\n<p>Want to see your numbers without doing the math? Get your data-backed offer from iBuyer.com and sell without the showings, stress, or guesswork.<\/p>\n\n\n<div class=\"card my-5 shadow-lg\">\n  <div class=\"card-body py-md-4\">\n    <div class=\"row align-items-center justify-content-center py-md-3 py-lg-2 py-xl-3\">\n      <div class=\"col-12\">\n        <p class=\"mb-4 h3 text-center\">\n          <span class=\"h4 text-primary font-weight-bold\">Compare Cash Offers from <span class=\"d-inline-block\">Top Home Buyers.<\/span><\/span>\n          <span class=\"mt-2 d-block font-weight-normal text-muted\">Delivered by Your Local iBuyer <span class=\"d-inline-block\">Certified Specialist.<\/span><\/span>\n        <\/p>\n      <\/div>\n\n      <div class=\"col-12\">\n        <div class=\"ui-v2 search-address-form bg-white py-0\">\n          <div class=\"row justify-content-md-center\">\n            <div class=\"col-12 col-md-7 pr-md-2\">\n              <div class=\"input-group mb-0 shadow-sm\">\n                <div class=\"input-group-prepend\">\n                  <div class=\"input-group-text bg-white border-right-0\">\n                    <div class=\"icon\">\n                      <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-geo-alt-fill\" viewBox=\"0 0 16 16\">\n                        <path d=\"M8 16s6-5.686 6-10A6 6 0 0 0 2 6c0 4.314 6 10 6 10zm0-7a3 3 0 1 1 0-6 3 3 0 0 1 0 6z\"><\/path>\n                      <\/svg>\n                    <\/div>\n                  <\/div>\n                <\/div>\n\n                <input type=\"text\" id=\"autocomplete4\" class=\"form-control form-control-lg px-0\" placeholder=\"Enter your home address\" autocomplete=\"off\" v-on:change=\"onAddressChange($event)\" v-on:keydown.enter=\"searchMyAddress($event)\" onfocus=\"this.autocomplete='smartystreets'\">\n\n                <div class=\"input-group-append\">\n                  <div class=\"input-group-text bg-white border-left-0 p-0\">\n                    <button type=\"reset\" id=\"clear-address-btn4\" class=\"btn px-2 h-100\" name=\"clear\">\n                      <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-x\" viewBox=\"0 0 16 16\">\n                        <path d=\"M4.646 4.646a.5.5 0 0 1 .708 0L8 7.293l2.646-2.647a.5.5 0 0 1 .708.708L8.707 8l2.647 2.646a.5.5 0 0 1-.708.708L8 8.707l-2.646 2.647a.5.5 0 0 1-.708-.708L7.293 8 4.646 5.354a.5.5 0 0 1 0-.708z\"><\/path>\n                      <\/svg>\n                    <\/button>\n                  <\/div>\n                <\/div>\n              <\/div>\n\n              <ul class=\"us-autocomplete-pro-menu4 autocomplete-menu\" style=\"display:none;\"><\/ul>\n            <\/div>\n\n            <div class=\"col-12 col-md-auto pl-md-2\">\n              <button type=\"button\" id=\"disabledHomeValue4\" class=\"btn btn-primary btn-lg btn-block mt-3 mt-md-0\" v-on:click=\"searchMyAddress($event)\" disabled=\"\">\n                Get My Home Value\n              <\/button>\n            <\/div>\n          <\/div>\n        <\/div>\n\n        <p class=\"h5 mt-4 mb-0 text-center font-weight-bold text-info\">\n          One Expert, Multiple Offers, <span class=\"d-inline-block\">No Obligation.<\/span>\n        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-frequently-asked-questions\">Frequently Asked Questions<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1754821044014\"><strong class=\"schema-faq-question\"><strong>How do I calculate my net proceeds from a home sale?<br\/><\/strong><\/strong> <p class=\"schema-faq-answer\">Start with your home\u2019s sale price, subtract your remaining mortgage balance, and then subtract selling costs like agent commissions, closing fees, and taxes. What\u2019s left is your net proceeds.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1754821052142\"><strong class=\"schema-faq-question\"><strong>Do I need to hire a real estate attorney when selling a home?<br\/><\/strong><\/strong> <p class=\"schema-faq-answer\">It depends on your state. Some require it, others don\u2019t. Even when it\u2019s optional, having a real estate attorney can help you avoid legal issues and make sure the paperwork is solid.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1754821059726\"><strong class=\"schema-faq-question\"><strong>What closing costs do sellers usually pay?<br\/><\/strong><\/strong> <p class=\"schema-faq-answer\">Sellers often pay title insurance, escrow fees, attorney fees, transfer taxes, and prorated property taxes. These usually add up to 1%\u20133% of the home\u2019s sale price.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1754821067108\"><strong class=\"schema-faq-question\"><strong>When do I pay capital gains tax after selling my house?<br\/><\/strong><\/strong> <p class=\"schema-faq-answer\">Capital gains taxes are due when you file your taxes for the year you sold the home, unless you qualify for the exclusion (like owning and living in the home for 2 of the last 5 years).<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1754821076094\"><strong class=\"schema-faq-question\"><strong>What\u2019s the fastest way to reduce costs when selling a house?<br\/><\/strong><\/strong> <p class=\"schema-faq-answer\">Skip major upgrades, compare agents to find lower commission options, and consider a direct cash offer where you can avoid repairs and showings altogether.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1754821084492\"><strong class=\"schema-faq-question\"><strong>Are online home sale calculators accurate?<br\/><\/strong><\/strong> <p class=\"schema-faq-answer\">They give a good estimate, but most don\u2019t include every cost, especially local taxes or surprise fees. Use them as a starting point, not the final word.<\/p> <\/div> <\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Selling your house feels like a win, until you realize you\u2019re not keeping nearly as much as you thought. Between the mortgage, fees, and surprise costs at closing, your final check can look a lot smaller than expected. If you\u2019ve ever wondered, \u201cIf I sell my house, how much do I keep?\u201d, you\u2019re not alone. [&hellip;]<\/p>\n","protected":false},"author":37,"featured_media":16047,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4,208],"tags":[],"class_list":["post-16010","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-selling","category-home-value"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How Much Do You Keep After Selling Your House?<\/title>\n<meta name=\"description\" content=\"Learn how to estimate net proceeds, avoid surprise costs, and keep more money when selling your home. See what really affects profit.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ibuyer.com\/blog\/if-i-sell-my-house-how-much-do-i-keep\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Much Do You Keep After Selling Your House?\" \/>\n<meta property=\"og:description\" content=\"Learn how to estimate net proceeds, avoid surprise costs, and keep more money when selling your home. 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Use them as a starting point, not the final word.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/posts\/16010","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/comments?post=16010"}],"version-history":[{"count":5,"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/posts\/16010\/revisions"}],"predecessor-version":[{"id":16145,"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/posts\/16010\/revisions\/16145"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/media\/16047"}],"wp:attachment":[{"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/media?parent=16010"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/categories?post=16010"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/tags?post=16010"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}