Yes, you can sell a house as-is in New York, but the rules changed in 2024 in a way a lot of sellers and even some agents haven’t caught up on. New York now requires most sellers to complete a full property disclosure statement, full stop. The workaround many sellers used for over two decades, paying a $500 credit instead of disclosing, no longer exists. Most as-is sales still close in a matter of weeks, but the paperwork looks different than it used to.<\/p>\n\n\n\n
See What Your New York Home Is Worth As-Is<\/p>\n\n\n\n
Compare offers from vetted buyers and connect with a Certified iBuyer.com Specialist, no repairs and no obligation to sell. Get a Cash Offer<\/a>.<\/p>\n\n\n\n This guide covers what changed in New York’s disclosure law, what “as-is” actually protects you from now, the four main ways to sell as-is, why New York requires an attorney at closing, what affects your offer, a step-by-step walkthrough, and red flags to watch for.<\/p>\n\n\n\n Selling as-is means you won’t make repairs or offer credits based on what an inspection finds. It’s a statement about repairs and price, not a substitute for disclosure. New York’s own statute is explicit about this: it allows buyers and sellers to agree to an as-is sale, but that agreement sits alongside the disclosure requirement, not in place of it.<\/p>\n\n\n\n New York’s Property Condition Disclosure Act has required sellers to complete a written disclosure statement since 2002. For over twenty years, most sellers avoided actually filling it out by paying the buyer a $500 credit at closing instead, a workaround so common that in parts of downstate New York it became close to the norm. That changed on March 20, 2024. The credit option was removed from the law, and the disclosure statement itself grew to 56 questions, adding new sections on flood risk, including whether the property sits in a FEMA-designated 100-year or 500-year floodplain. If you’re selling as-is in New York today, you’re working under the current version of this law, not the one many articles online (including our own earlier version of this guide) still describe. The New York State Bar Association’s summary of the amendment<\/a> lays out exactly what changed, and see Real Property Law \u00a7 462<\/a> for the current statutory text.<\/p>\n\n\n\n Not every transfer requires a disclosure statement. Under Real Property Law \u00a7 463<\/a>, exemptions include court-ordered transfers such as those during probate administration, foreclosure-related transfers, transfers by a fiduciary settling an estate, transfers between co-owners or to a spouse or close relative, divorce-related transfers, government transfers, and sales of newly constructed homes that have never been occupied. This matters for as-is sellers specifically, since estate and foreclosure situations are common reasons people sell as-is in the first place. If you’re handling a family member’s property, see selling an inherited house in New York<\/a> for how probate timing interacts with a sale.<\/p>\n\n\n\n An as-is clause protects you from repair demands and price renegotiation over conditions a buyer could have found through a normal inspection. It does not protect you from actively hiding a known problem. New York courts have consistently held that concealment, not just silence, can still expose a seller to a fraud claim regardless of what the contract says.<\/p>\n\n\n\nSelling As Is in New York<\/h2>
What “Selling As-Is” Actually Means in New York<\/h2>\n\n\n\n
What Sellers Are and Aren’t Excused From<\/h3>\n\n\n\n
New York’s Disclosure Law Changed in 2024<\/h3>\n\n\n\n
Which Sales Are Exempt<\/h3>\n\n\n\n
What the As-Is Clause Covers<\/h3>\n\n\n\n
As-Is Selling Options in New York at a Glance<\/h2>\n\n\n\n