{"id":1825,"date":"2025-10-30T09:36:25","date_gmt":"2025-10-30T13:36:25","guid":{"rendered":"https:\/\/ibuyer.com\/blog\/?p=1825"},"modified":"2025-10-30T09:36:26","modified_gmt":"2025-10-30T13:36:26","slug":"what-to-disclose-when-selling-house","status":"publish","type":"post","link":"https:\/\/ibuyer.com\/blog\/what-to-disclose-when-selling-house\/","title":{"rendered":"What You Must Disclose When Selling a House Legally"},"content":{"rendered":"\n<p>Selling a house comes with enough stress, packing, timing, moving, without legal drama adding to it. But here\u2019s the deal: if you forget to mention the wrong thing, like past water damage or a mold problem, it can come back to bite you. That\u2019s why seller disclosures matter. They&#8217;re not just paperwork; they\u2019re your legal protection in a real estate deal.<\/p>\n\n\n\n<p>Every state has its own rules, but some things, like lead-based paint or major repairs, come up almost everywhere. And while your agent or attorney can help, you\u2019re still the one on the hook if something important gets left out. The good news? Once you know what\u2019s expected, it\u2019s pretty straightforward.<\/p>\n\n\n\n<p>In this article, we\u2019ll walk through what you have to disclose, what\u2019s smart to disclose even if you don\u2019t legally have to, and how to handle tricky situations without tanking your sale.<\/p>\n\n\n\n<p>Want to avoid the hassle altogether? Get a data-backed cash offer with <a href=\"https:\/\/ibuyer.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">iBuyer.com<\/a> and sell your home on your terms, with no surprises.<\/p>\n\n\n<div class=\"card my-5 shadow-lg\">\n  <div class=\"card-body py-md-4\">\n    <div class=\"row align-items-center justify-content-center py-md-3 py-lg-2 py-xl-3\">\n      <div class=\"col-12\">\n        <p class=\"mb-4 h3 text-center\">\n          <span class=\"h4 text-primary font-weight-bold\">Compare Cash Offers from <span class=\"d-inline-block\">Top Home Buyers.<\/span><\/span>\n          <span class=\"mt-2 d-block font-weight-normal text-muted\">Delivered by Your Local iBuyer <span class=\"d-inline-block\">Certified Specialist.<\/span><\/span>\n        <\/p>\n      <\/div>\n\n      <div class=\"col-12\">\n        <div class=\"ui-v2 search-address-form bg-white py-0\">\n          <div class=\"row justify-content-md-center\">\n            <div class=\"col-12 col-md-7 pr-md-2\">\n              <div class=\"input-group mb-0 shadow-sm\">\n                <div class=\"input-group-prepend\">\n                  <div class=\"input-group-text bg-white border-right-0\">\n                    <div class=\"icon\">\n                      <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-geo-alt-fill\" viewBox=\"0 0 16 16\">\n                        <path d=\"M8 16s6-5.686 6-10A6 6 0 0 0 2 6c0 4.314 6 10 6 10zm0-7a3 3 0 1 1 0-6 3 3 0 0 1 0 6z\"><\/path>\n                      <\/svg>\n                    <\/div>\n                  <\/div>\n                <\/div>\n\n                <input type=\"text\" id=\"autocomplete4\" class=\"form-control form-control-lg px-0\" placeholder=\"Enter your home address\" autocomplete=\"off\" v-on:change=\"onAddressChange($event)\" v-on:keydown.enter=\"searchMyAddress($event)\" onfocus=\"this.autocomplete='smartystreets'\">\n\n                <div class=\"input-group-append\">\n                  <div class=\"input-group-text bg-white border-left-0 p-0\">\n                    <button type=\"reset\" id=\"clear-address-btn4\" class=\"btn px-2 h-100\" name=\"clear\">\n                      <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-x\" viewBox=\"0 0 16 16\">\n                        <path d=\"M4.646 4.646a.5.5 0 0 1 .708 0L8 7.293l2.646-2.647a.5.5 0 0 1 .708.708L8.707 8l2.647 2.646a.5.5 0 0 1-.708.708L8 8.707l-2.646 2.647a.5.5 0 0 1-.708-.708L7.293 8 4.646 5.354a.5.5 0 0 1 0-.708z\"><\/path>\n                      <\/svg>\n                    <\/button>\n                  <\/div>\n                <\/div>\n              <\/div>\n\n              <ul class=\"us-autocomplete-pro-menu4 autocomplete-menu\" style=\"display:none;\"><\/ul>\n            <\/div>\n\n            <div class=\"col-12 col-md-auto pl-md-2\">\n              <button type=\"button\" id=\"disabledHomeValue4\" class=\"btn btn-primary btn-lg btn-block mt-3 mt-md-0\" v-on:click=\"searchMyAddress($event)\" disabled=\"\">\n                Get My Home Value\n              <\/button>\n            <\/div>\n          <\/div>\n        <\/div>\n\n        <p class=\"h5 mt-4 mb-0 text-center font-weight-bold text-info\">\n          One Expert, Multiple Offers, <span class=\"d-inline-block\">No Obligation.<\/span>\n        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2>Home Seller Disclosure Laws<\/h2><ul><li><a href=\"#h-why-seller-disclosures-matter-in-a-real-estate-transaction\" data-level=\"2\">Why Seller Disclosures Matter in a Real Estate Transaction<\/a><\/li><li><a href=\"#h-what-sellers-are-required-to-disclose-by-federal-law\" data-level=\"2\">What Sellers Are Required to Disclose by Federal Law<\/a><\/li><li><a href=\"#h-common-disclosure-requirements-by-state\" data-level=\"2\">Common Disclosure Requirements by State<\/a><\/li><li><a href=\"#h-hidden-hazards-that-sellers-should-disclose-anyway\" data-level=\"2\">Hidden Hazards That Sellers Should Disclose Anyway<\/a><\/li><li><a href=\"#h-who-helps-with-disclosure-and-who-s-responsible\" data-level=\"2\">Who Helps With Disclosure? (And Who\u2019s Responsible?)<\/a><\/li><li><a href=\"#h-what-happens-if-you-fail-to-disclose\" data-level=\"2\">What Happens if You Fail to Disclose?<\/a><\/li><li><a href=\"#h-reilly-s-two-cents-handling-disclosures-without-losing-your-mind\" data-level=\"2\">Reilly\u2019s Two Cents: Handling Disclosures Without Losing Your Mind<\/a><\/li><li><a href=\"#h-honesty-pays-off-in-home-sales\" data-level=\"2\">Honesty Pays Off in Home Sales<\/a><\/li><li><a href=\"#h-frequently-asked-questions\" data-level=\"2\">Frequently Asked Questions<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-seller-disclosures-matter-in-a-real-estate-transaction\">Why Seller Disclosures Matter in a Real Estate Transaction<\/h2>\n\n\n\n<p>When you sell a home, you&#8217;re not just handing over keys, you&#8217;re handing over trust. <a href=\"https:\/\/www.lendingtree.com\/home\/mortgage\/what-is-a-seller-disclosure\/\" target=\"_blank\" rel=\"noreferrer noopener\">Disclosures<\/a> are your way of saying, \u201cHere\u2019s everything I know about the place, good and bad.\u201d It\u2019s not about scaring off buyers; it\u2019s about setting clear expectations and avoiding messy surprises after closing.<\/p>\n\n\n\n<p>The law requires sellers to share known issues that could affect a home\u2019s value or safety. These are called material defects, and skipping them can land you in legal hot water. If a buyer finds out you didn\u2019t disclose a <a href=\"https:\/\/ibuyer.com\/blog\/how-much-does-a-home-foundation-inspection-cost\/\" target=\"_blank\" rel=\"noreferrer noopener\">cracked foundation<\/a> or an old flood, they might sue, or worse, cancel the deal entirely.<\/p>\n\n\n\n<p>But beyond the legal side, being upfront helps your sale go smoother. Buyers feel more confident when you\u2019re transparent, and that can speed up inspections and negotiations. A clean, honest disclosure shows you\u2019ve got nothing to hide, and that goes a long way in any real estate transaction.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-sellers-are-required-to-disclose-by-federal-law\">What Sellers Are Required to Disclose by Federal Law<\/h2>\n\n\n\n<p>No matter what state you live in, there are a few things that federal law requires you to disclose when selling a home. The big one? <a href=\"https:\/\/ibuyer.com\/blog\/can-you-sell-a-house-with-lead-paint\/\" target=\"_blank\" rel=\"noreferrer noopener\">Lead-based paint<\/a>. If your house was built before 1978, you\u2019re legally required to tell buyers about any known lead paint or lead hazards, even if you\u2019ve painted over them or haven\u2019t had any issues. You also have to provide a lead disclosure form and a government-issued pamphlet titled <em>\u201cProtect Your Family From Lead in Your Home.\u201d<\/em><\/p>\n\n\n\n<p>But lead isn\u2019t the only thing. If you\u2019re selling a home in a flood zone that\u2019s part of a federal flood program, you may also need to disclose that under FEMA guidelines. Lenders often require <a href=\"https:\/\/ibuyer.com\/blog\/what-is-not-covered-in-homeowners-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">flood insurance<\/a> in these zones, and sellers are expected to inform buyers if the property is in one. Your local disclosure laws might get more specific, but this is tied to federal flood maps and insurance policies.<\/p>\n\n\n\n<p>There are also disclosure expectations baked into fair housing laws, especially if the home was modified for accessibility. While this isn\u2019t a \u201cform\u201d you fill out like with lead paint, it still affects how you advertise or describe the property. The key here: avoid making assumptions about who the home is \u201cbest for\u201d, the law protects buyers from discrimination.<\/p>\n\n\n\n<p>One more thing: if your home has a well or <a href=\"https:\/\/ibuyer.com\/blog\/selling-property-with-septic-tank\/\" target=\"_blank\" rel=\"noreferrer noopener\">septic system<\/a>, and especially if it&#8217;s <a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/what-is-an-fha-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">FHA<\/a> or VA-financed, you might be asked to provide information about water quality or recent inspections. These aren\u2019t blanket federal laws like lead paint rules, but they often come up in federally-backed loans and real estate deals.<\/p>\n\n\n\n<p>So while most disclosure laws are handled at the state level, don\u2019t overlook these federal red flags. Skip one, and you\u2019re not just risking the sale, you could be looking at a serious legal mess.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-common-disclosure-requirements-by-state\"><strong>Common Disclosure Requirements by State<\/strong><\/h2>\n\n\n\n<p>While federal law handles just a few issues, state laws cover the full list of things you\u2019ll usually need to disclose, like leaks, pests, or past repairs. These laws vary a lot, but the goal\u2019s always the same: give buyers the facts about the condition of the property before they commit.<\/p>\n\n\n\n<p>Some of the most common things states require sellers to disclose include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/ibuyer.com\/blog\/disclosing-water-damage-when-selling-a-house\/\" target=\"_blank\" rel=\"noreferrer noopener\">Water damage<\/a> or flooding history<\/strong><\/li>\n\n\n\n<li><strong>Roof leaks or structural issues<\/strong><\/li>\n\n\n\n<li><strong>Mold or environmental hazards<\/strong><\/li>\n\n\n\n<li><strong>Pest infestations<\/strong> (especially termites)<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/ibuyer.com\/blog\/selling-a-house-with-electrical-problems\/\" target=\"_blank\" rel=\"noreferrer noopener\">Electrical<\/a> or plumbing problems<\/strong><\/li>\n\n\n\n<li><strong>Illegal renovations or missing permits<\/strong><\/li>\n\n\n\n<li><strong><a href=\"https:\/\/ibuyer.com\/blog\/selling-a-house-with-foundation-problems\/\" target=\"_blank\" rel=\"noreferrer noopener\">Foundation<\/a> cracks or settling<\/strong><\/li>\n<\/ul>\n\n\n\n<p>In many states, you\u2019ll fill out a <strong>disclosure statement<\/strong>, usually a checklist or form that covers everything from the roof to the basement. Some states are strict and make it mandatory. Others use a &#8220;buyer beware&#8221; model, where you only have to share what you know about.<\/p>\n\n\n\n<p>If you\u2019re not sure what applies in your area, check your state\u2019s real estate law or ask a licensed agent. An agent is often required to hand buyers a completed disclosure form before closing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-hidden-hazards-that-sellers-should-disclose-anyway\">Hidden Hazards That Sellers Should Disclose Anyway<\/h2>\n\n\n\n<p>Just because your state doesn\u2019t require you to disclose something doesn\u2019t mean you should keep it to yourself. There\u2019s a big difference between what\u2019s legally required and what\u2019s smart to share. In real estate, surprises after closing are never good, and they often lead to legal trouble or bad reviews.<\/p>\n\n\n\n<p>Let\u2019s say you had a mouse problem last winter, but you sealed the holes and it hasn\u2019t happened since. Or maybe the neighbors throw loud parties every Friday night. Technically, that might not fall under your state\u2019s disclosure laws, but if it could affect the buyer\u2019s experience, it\u2019s better to mention it.<\/p>\n\n\n\n<p>Some common examples of \u201csmart to disclose\u201d issues:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Past <a href=\"https:\/\/ibuyer.com\/blog\/how-much-does-a-termite-inspection-cost\/\" target=\"_blank\" rel=\"noreferrer noopener\">pest problems<\/a> (even if treated)<\/li>\n\n\n\n<li>Nearby noise sources (train tracks, factories, rowdy neighbors)<\/li>\n\n\n\n<li>Paranormal claims or deaths in the home (especially if they\u2019re public record)<\/li>\n\n\n\n<li>Off-street drainage issues or pooling water after storms<\/li>\n\n\n\n<li>A history of insurance claims, even if everything\u2019s been fixed<\/li>\n<\/ul>\n\n\n\n<p>These aren&#8217;t always considered material defects, but they can still influence the buyer\u2019s decision. Being upfront builds goodwill, protects your reputation, and shows that you&#8217;re acting in good faith. Plus, in today\u2019s digital world, buyers often find this stuff out anyway, better they hear it from you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-who-helps-with-disclosure-and-who-s-responsible\">Who Helps With Disclosure? (And Who\u2019s Responsible?)<\/h2>\n\n\n\n<p>When you\u2019re selling a home, it\u2019s normal to feel unsure about what needs to be shared. That\u2019s where your <a href=\"https:\/\/www.coursera.org\/articles\/real-estate-agent\" target=\"_blank\" rel=\"noreferrer noopener\">real estate agent<\/a> or real estate attorney comes in. These pros know the disclosure laws in your state and can help you fill out the paperwork correctly. They\u2019ll flag anything that could cause trouble down the line and make sure you don\u2019t miss a required detail.<\/p>\n\n\n\n<p>But here\u2019s what many sellers don\u2019t realize: even with professional help, you\u2019re still legally responsible for the accuracy of the disclosure. It\u2019s your home, you know its history best. If something\u2019s left out or misrepresented, the blame doesn\u2019t fall on your agent. It falls on you.<\/p>\n\n\n\n<p>Think of your agent or attorney as your guide. They\u2019ll help you stay compliant with real estate law, explain tricky terms, and suggest what to include, even when you\u2019re not technically \u201crequired to disclose\u201d something. But don\u2019t assume they can catch everything. Honesty on your part is what keeps your sale safe.<\/p>\n\n\n\n<p>And if you&#8217;re selling without an agent? It&#8217;s even more important to review your local laws or consult a legal pro. In most states, <a href=\"https:\/\/www.investopedia.com\/terms\/d\/disclosurestatement.asp\" target=\"_blank\" rel=\"noreferrer noopener\">disclosure forms<\/a><strong> <\/strong>are still required, even in \u201cfor sale by owner\u201d deals.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-happens-if-you-fail-to-disclose\">What Happens if You Fail to Disclose?<\/h2>\n\n\n\n<p>Not disclosing a known issue might seem harmless at the time, but it can turn into a major headache fast. If a buyer discovers a material defect after closing, and you didn\u2019t mention it during the sale, they could sue you for fraud, misrepresentation, or breach of contract. That\u2019s not just a slap on the wrist, it could cost you thousands in legal fees or even force you to undo the sale.<\/p>\n\n\n\n<p>Some common legal outcomes include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Paying for repairs or damages after closing<\/li>\n\n\n\n<li>Covering the buyer\u2019s <a href=\"https:\/\/ibuyer.com\/blog\/real-estate-attorney-fees\/\" target=\"_blank\" rel=\"noreferrer noopener\">attorney fees<\/a><\/li>\n\n\n\n<li>Losing the sale entirely (if the issue is discovered before closing)<\/li>\n\n\n\n<li>Facing penalties if you violated specific state or federal laws<\/li>\n<\/ul>\n\n\n\n<p>Even if you didn\u2019t mean to hide something, courts usually side with the buyer if the problem was significant and clearly known. Water damage, <a href=\"https:\/\/ibuyer.com\/blog\/can-you-sell-a-house-with-mold\/\" target=\"_blank\" rel=\"noreferrer noopener\">mold<\/a>, faulty wiring, these aren&#8217;t minor slip-ups. If it affects safety or value, it should\u2019ve been disclosed.<\/p>\n\n\n\n<p>And remember, saying \u201cI didn\u2019t think it was a big deal\u201d isn\u2019t a legal defense. In most states, the law is clear: if you knew about it, you should\u2019ve said something<strong>.<\/strong> That\u2019s why honesty is more than just good ethics, it\u2019s good business.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-reilly-s-two-cents-handling-disclosures-without-losing-your-mind\">Reilly\u2019s Two Cents: Handling Disclosures Without Losing Your Mind<\/h2>\n\n\n\n<p>I\u2019ve sold plenty of homes over the years, some with cracked pipes, others with old roof repairs, and even one with a minor foundation shift. Every time, I had to decide how much to say and when. And trust me, the sooner you\u2019re honest about the issue, the smoother everything goes.<\/p>\n\n\n\n<p>Disclosures can feel overwhelming, especially if your house isn\u2019t in perfect shape (and let\u2019s be real, whose is?). But over-explaining has never killed a deal for me. Hiding something, though? That can wreck it fast. Most buyers are more forgiving than you\u2019d think, as long as they know what they\u2019re getting.<\/p>\n\n\n\n<p>Here\u2019s what I tell my own clients:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Get a pre-listing inspection.<\/strong> Even if you\u2019re not required to, it helps you spot surprises before the buyer does.<\/li>\n\n\n\n<li><strong>Document everything.<\/strong> Keep receipts, repair records, and inspection reports handy.<\/li>\n\n\n\n<li><strong>Disclose early.<\/strong> Don\u2019t wait until closing to drop a bombshell. The sooner buyers see the full picture, the more confident they feel.<\/li>\n\n\n\n<li><strong>Use your agent.<\/strong> They\u2019ve likely handled dozens of disclosures and can walk you through what matters and what doesn\u2019t.<\/li>\n\n\n\n<li><strong>And if you want to skip the headache altogether?<\/strong> Consider selling to a cash buyer who takes the home as-is, iBuyer.com makes that part easy.<\/li>\n<\/ul>\n\n\n\n<p>Bottom line: Don\u2019t try to outsmart the system. Just be transparent and let the right buyer come along. That\u2019s the kind of sale you can feel good about long after the boxes are unpacked.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-honesty-pays-off-in-home-sales\">Honesty Pays Off in Home Sales<\/h2>\n\n\n\n<p>Selling a home isn\u2019t just about pricing it right or <a href=\"https:\/\/ibuyer.com\/blog\/what-is-home-staging\/\" target=\"_blank\" rel=\"noreferrer noopener\">staging it well<\/a>, it\u2019s also about being honest. Disclosures help you avoid last-minute drama, protect you from legal trouble, and give buyers the confidence they need to move forward.<\/p>\n\n\n\n<p>Yes, it takes a little effort. But being upfront now can save you from headaches, and maybe even lawsuits, later. Think of it as part of closing the chapter on your home the right way.<\/p>\n\n\n\n<p>And if you&#8217;d rather not deal with repairs, paperwork, or disclosures at all? Get a <a href=\"https:\/\/ibuyer.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">no-hassle, data-backed cash offer<\/a> from iBuyer.com and sell on your schedule, with no surprises.<\/p>\n\n\n<div class=\"card my-5 shadow-lg\">\n  <div class=\"card-body py-md-4\">\n    <div class=\"row align-items-center justify-content-center py-md-3 py-lg-2 py-xl-3\">\n      <div class=\"col-12\">\n        <p class=\"mb-4 h3 text-center\">\n          <span class=\"h4 text-primary font-weight-bold\">Instant Valuation, Confidential Deals<\/span>\n          <span class=\"mt-2 d-block font-weight-normal text-muted\">with a Certified <span class=\"d-inline-block\">iBuyer.com Specialist.<\/span><\/span>\n        <\/p>\n      <\/div>\n\n      <div class=\"col-12\">\n        <div class=\"ui-v2 search-address-form bg-white py-0\">\n          <div class=\"row justify-content-md-center\">\n            <div class=\"col-12 col-md-7 pr-md-2\">\n              <div class=\"input-group mb-0 shadow-sm\">\n                <div class=\"input-group-prepend\">\n                  <div class=\"input-group-text bg-white border-right-0\">\n                    <div class=\"icon\">\n                      <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-geo-alt-fill\" viewBox=\"0 0 16 16\"><path d=\"M8 16s6-5.686 6-10A6 6 0 0 0 2 6c0 4.314 6 10 6 10zm0-7a3 3 0 1 1 0-6 3 3 0 0 1 0 6z\"><\/path><\/svg>\n                    <\/div>\n                  <\/div>\n                <\/div>\n\n                <input type=\"text\" id=\"autocomplete5\" class=\"form-control form-control-lg px-0\" placeholder=\"Enter your home address\" autocomplete=\"off\" v-on:change=\"onAddressChange($event)\" v-on:keydown.enter=\"searchMyAddress($event)\" onfocus=\"this.autocomplete='smartystreets'\">\n\n                <div class=\"input-group-append\">\n                  <div class=\"input-group-text bg-white border-left-0 p-0\">\n                    <button type=\"reset\" id=\"clear-address-btn5\" class=\"btn px-2 h-100\" name=\"clear\">\n                      <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-x\" viewBox=\"0 0 16 16\"><path d=\"M4.646 4.646a.5.5 0 0 1 .708 0L8 7.293l2.646-2.647a.5.5 0 0 1 .708.708L8.707 8l2.647 2.646a.5.5 0 0 1-.708.708L8 8.707l-2.646 2.647a.5.5 0 0 1-.708-.708L7.293 8 4.646 5.354a.5.5 0 0 1 0-.708z\"><\/path><\/svg>\n                    <\/button>\n                  <\/div>\n                <\/div>\n              <\/div>\n\n              <ul class=\"us-autocomplete-pro-menu5 autocomplete-menu\" style=\"display:none;\"><\/ul>\n            <\/div>\n\n            <div class=\"col-12 col-md-auto pl-md-2\">\n              <button type=\"button\" id=\"disabledHomeValue5\" class=\"btn btn-primary btn-lg btn-block mt-3 mt-md-0\" v-on:click=\"searchMyAddress($event)\" disabled=\"\">\n                Get My Home Value\n              <\/button>\n            <\/div>\n          <\/div>\n        <\/div>\n\n        <p class=\"h5 mt-4 mb-0 text-center font-weight-bold text-info\">\n          Sell Smart, Sell Fast, Get Sold. <span class=\"d-inline-block\">No Obligations.<\/span>\n        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-frequently-asked-questions\">Frequently Asked Questions<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1761829925486\"><strong class=\"schema-faq-question\"><strong>What if I didn\u2019t know about a problem before selling?<br\/><\/strong><\/strong> <p class=\"schema-faq-answer\">If you genuinely didn\u2019t know about an issue, like a leak hidden behind a wall, you usually aren\u2019t held responsible. Most disclosure laws focus on known problems, not hidden ones.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1761829932495\"><strong class=\"schema-faq-question\"><strong>Do I have to disclose if someone died in the house?<br\/><\/strong><\/strong> <p class=\"schema-faq-answer\">It depends on your state. Some require you to disclose deaths (especially violent ones), while others don\u2019t. Even if it\u2019s not required, it\u2019s smart to share if you think it could affect the buyer\u2019s decision.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1761829944012\"><strong class=\"schema-faq-question\"><strong>Can I sell a house \u201cas is\u201d without making disclosures?<br\/><\/strong><\/strong> <p class=\"schema-faq-answer\">\u201cAs is\u201d doesn\u2019t mean \u201cno disclosure.\u201d You still have to share what you know. Selling a home as-is just means you\u2019re not offering to fix anything before closing.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1761829950678\"><strong class=\"schema-faq-question\"><strong>Is water damage always required to be disclosed?<br\/><\/strong><\/strong> <p class=\"schema-faq-answer\">In most states, yes, especially if it caused mold, structural issues, or insurance claims. Even past damage that was fixed should be mentioned.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1761829957495\"><strong class=\"schema-faq-question\"><strong>Are disclosures different if I use a real estate agent vs. selling by owner?<br\/><\/strong><\/strong> <p class=\"schema-faq-answer\">Nope. The rules stay the same either way. Your agent can guide you through the process, but you\u2019re still responsible for what\u2019s shared with the buyer.<\/p> <\/div> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Selling a house comes with enough stress, packing, timing, moving, without legal drama adding to it. But here\u2019s the deal: if you forget to mention the wrong thing, like past water damage or a mold problem, it can come back to bite you. That\u2019s why seller disclosures matter. They&#8217;re not just paperwork; they\u2019re your legal [&hellip;]<\/p>\n","protected":false},"author":37,"featured_media":1826,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[193,4],"tags":[],"class_list":["post-1825","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-distressed-homes","category-home-selling"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What Do You Have to Disclose When Selling a House?<\/title>\n<meta name=\"description\" content=\"Learn what you\u2019re legally required to disclose when selling a home, plus smart tips to avoid lawsuits, delays, and buyer surprises.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ibuyer.com\/blog\/what-to-disclose-when-selling-house\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What You Must Disclose When Selling a House Legally\" \/>\n<meta property=\"og:description\" content=\"Learn what you\u2019re legally required to disclose when selling a home, plus smart tips to avoid lawsuits, delays, and buyer surprises.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ibuyer.com\/blog\/what-to-disclose-when-selling-house\/\" \/>\n<meta property=\"og:site_name\" content=\"iBuyer Blog\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-30T13:36:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-30T13:36:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ibuyer.com\/blog\/wp-content\/uploads\/2021\/07\/what-do-you-have-to-disclose-when-selling-a-house.jpg\" 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Reilly Dzurick\u2019s combination of expertise, marketing savvy, and personal touch makes her a standout real estate agent in Vero Beach, Florida.","url":"https:\/\/ibuyer.com\/blog\/author\/reillydzurick\/"},{"@type":"Question","@id":"https:\/\/ibuyer.com\/blog\/what-to-disclose-when-selling-house\/#faq-question-1761829925486","position":1,"url":"https:\/\/ibuyer.com\/blog\/what-to-disclose-when-selling-house\/#faq-question-1761829925486","name":"What if I didn\u2019t know about a problem before selling?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"If you genuinely didn\u2019t know about an issue, like a leak hidden behind a wall, you usually aren\u2019t held responsible. Most disclosure laws focus on known problems, not hidden ones.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/ibuyer.com\/blog\/what-to-disclose-when-selling-house\/#faq-question-1761829932495","position":2,"url":"https:\/\/ibuyer.com\/blog\/what-to-disclose-when-selling-house\/#faq-question-1761829932495","name":"Do I have to disclose if someone died in the house?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It depends on your state. Some require you to disclose deaths (especially violent ones), while others don\u2019t. Even if it\u2019s not required, it\u2019s smart to share if you think it could affect the buyer\u2019s decision.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/ibuyer.com\/blog\/what-to-disclose-when-selling-house\/#faq-question-1761829944012","position":3,"url":"https:\/\/ibuyer.com\/blog\/what-to-disclose-when-selling-house\/#faq-question-1761829944012","name":"Can I sell a house \u201cas is\u201d without making disclosures?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u201cAs is\u201d doesn\u2019t mean \u201cno disclosure.\u201d You still have to share what you know. Selling a home as-is just means you\u2019re not offering to fix anything before closing.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/ibuyer.com\/blog\/what-to-disclose-when-selling-house\/#faq-question-1761829950678","position":4,"url":"https:\/\/ibuyer.com\/blog\/what-to-disclose-when-selling-house\/#faq-question-1761829950678","name":"Is water damage always required to be disclosed?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"In most states, yes, especially if it caused mold, structural issues, or insurance claims. 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