Buying a home in Georgia costs more than just the down payment. Before you get the keys, you also pay closing costs. These are fees charged by your lender, attorney, title company, the county, and other parties to finalize the transaction.<\/p>\n\n\n\n
For most Georgia buyers, closing costs run between 2% and 5% of the purchase price. On a $350,000 home, that is $7,000 to $17,500. The exact amount depends on your loan type, lender, property taxes, attorney fees<\/a>, and what you negotiate with the seller.<\/p>\n\n\n\n Georgia has a few rules and customs that make closing costs different from other states. Attorneys are required to oversee real estate closings. The state charges a transfer tax and an intangible recording tax on mortgages. And in many Georgia markets, sellers commonly pay for the owner’s title insurance policy.<\/p>\n\n\n\n This guide breaks down every buyer closing cost in Georgia, explains who pays what, and shows you how to reduce what you owe at closing.<\/p>\n\n\n \n Instant Valuation, Confidential Deals<\/span>\n with a Certified iBuyer.com Specialist.<\/span><\/span>\n <\/p>\n <\/div>\n\n