{"id":3295,"date":"2025-10-23T04:55:22","date_gmt":"2025-10-23T08:55:22","guid":{"rendered":"https:\/\/ibuyer.com\/blog\/?p=3295"},"modified":"2025-10-23T07:31:55","modified_gmt":"2025-10-23T11:31:55","slug":"mortgage-fell-through-home-closing-day-problems","status":"publish","type":"post","link":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/","title":{"rendered":"Mortgage Fell Through on Closing Day? What Sellers Can Do"},"content":{"rendered":"\n<p>It\u2019s the day you\u2019ve been waiting for, closing day. The paperwork\u2019s ready, the house is spotless, and the moving truck\u2019s on standby. Then your phone rings: the buyer\u2019s mortgage fell through. Just like that, the deal\u2019s off.<\/p>\n\n\n\n<p>It\u2019s frustrating. It\u2019s stressful. And it\u2019s more common than you think.<\/p>\n\n\n\n<p>Whether you\u2019re selling for the first time or have done this before, a failed closing can feel like a gut punch. The good news? You still have options, and some of them might even be better than Plan A.<\/p>\n\n\n\n<p>In this guide, we\u2019ll walk you through why this happens, what you can do about it, and how to protect your next sale. No legal jargon. No false promises. Just real advice from folks who\u2019ve seen it all before.<\/p>\n\n\n\n<p>Need a backup plan? iBuyer.com can give you a <a href=\"https:\/\/ibuyer.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">data-backed cash offer<\/a>, often in just 24 hours, so you can skip the stress and move on your schedule.<\/p>\n\n\n<div class=\"card my-5 shadow-lg\">\n  <div class=\"card-body py-md-4\">\n    <div class=\"row align-items-center justify-content-center py-md-3 py-lg-2 py-xl-3\">\n      <div class=\"col-12\">\n        <p class=\"mb-4 h3 text-center\">\n          <span class=\"h4 text-primary font-weight-bold\">Compare Cash Offers from <span class=\"d-inline-block\">Top Home Buyers.<\/span><\/span>\n          <span class=\"mt-2 d-block font-weight-normal text-muted\">Delivered by Your Local iBuyer <span class=\"d-inline-block\">Certified Specialist.<\/span><\/span>\n        <\/p>\n      <\/div>\n\n      <div class=\"col-12\">\n        <div class=\"ui-v2 search-address-form bg-white py-0\">\n          <div class=\"row justify-content-md-center\">\n            <div class=\"col-12 col-md-7 pr-md-2\">\n              <div class=\"input-group mb-0 shadow-sm\">\n                <div class=\"input-group-prepend\">\n                  <div class=\"input-group-text bg-white border-right-0\">\n                    <div class=\"icon\">\n                      <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-geo-alt-fill\" viewBox=\"0 0 16 16\">\n                        <path d=\"M8 16s6-5.686 6-10A6 6 0 0 0 2 6c0 4.314 6 10 6 10zm0-7a3 3 0 1 1 0-6 3 3 0 0 1 0 6z\"><\/path>\n                      <\/svg>\n                    <\/div>\n                  <\/div>\n                <\/div>\n\n                <input type=\"text\" id=\"autocomplete4\" class=\"form-control form-control-lg px-0\" placeholder=\"Enter your home address\" autocomplete=\"off\" v-on:change=\"onAddressChange($event)\" v-on:keydown.enter=\"searchMyAddress($event)\" onfocus=\"this.autocomplete='smartystreets'\">\n\n                <div class=\"input-group-append\">\n                  <div class=\"input-group-text bg-white border-left-0 p-0\">\n                    <button type=\"reset\" id=\"clear-address-btn4\" class=\"btn px-2 h-100\" name=\"clear\">\n                      <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-x\" viewBox=\"0 0 16 16\">\n                        <path d=\"M4.646 4.646a.5.5 0 0 1 .708 0L8 7.293l2.646-2.647a.5.5 0 0 1 .708.708L8.707 8l2.647 2.646a.5.5 0 0 1-.708.708L8 8.707l-2.646 2.647a.5.5 0 0 1-.708-.708L7.293 8 4.646 5.354a.5.5 0 0 1 0-.708z\"><\/path>\n                      <\/svg>\n                    <\/button>\n                  <\/div>\n                <\/div>\n              <\/div>\n\n              <ul class=\"us-autocomplete-pro-menu4 autocomplete-menu\" style=\"display:none;\"><\/ul>\n            <\/div>\n\n            <div class=\"col-12 col-md-auto pl-md-2\">\n              <button type=\"button\" id=\"disabledHomeValue4\" class=\"btn btn-primary btn-lg btn-block mt-3 mt-md-0\" v-on:click=\"searchMyAddress($event)\" disabled=\"\">\n                Get My Home Value\n              <\/button>\n            <\/div>\n          <\/div>\n        <\/div>\n\n        <p class=\"h5 mt-4 mb-0 text-center font-weight-bold text-info\">\n          One Expert, Multiple Offers, <span class=\"d-inline-block\">No Obligation.<\/span>\n        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2>Mortgage Falls Through<\/h2><ul><li><a href=\"#h-why-mortgages-fall-through-right-before-closing\" data-level=\"2\">Why Mortgages Fall Through Right Before Closing<\/a><\/li><li><a href=\"#h-what-happens-when-a-property-sale-collapses\" data-level=\"2\">What Happens When a Property Sale Collapses<\/a><\/li><li><a href=\"#h-how-buyer-financing-contingencies-affect-the-closing-process\" data-level=\"2\">How Buyer Financing Contingencies Affect the Closing Process<\/a><\/li><li><a href=\"#h-what-you-can-do-if-the-mortgage-falls-through\" data-level=\"2\">What You Can Do if the Mortgage Falls Through<\/a><\/li><li><a href=\"#h-how-to-prevent-mortgage-drama-next-time\" data-level=\"2\">How to Prevent Mortgage Drama Next Time<\/a><\/li><li><a href=\"#h-reilly-s-two-cents\" data-level=\"2\">Reilly\u2019s Two Cents<\/a><\/li><li><a href=\"#h-when-a-deal-falls-through-what-to-do-next\" data-level=\"2\">When a Deal Falls Through: What to Do Next<\/a><\/li><li><a href=\"#h-frequently-asked-questions\" data-level=\"2\">Frequently asked questions<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-mortgages-fall-through-right-before-closing\">Why Mortgages Fall Through Right Before Closing<\/h2>\n\n\n\n<p>You\u2019d think once the contract\u2019s signed, the hardest part is over. But even days, or hours, <a href=\"https:\/\/ibuyer.com\/blog\/can-seller-back-out-of-contract\/\" target=\"_blank\" rel=\"noreferrer noopener\">before closing<\/a>, a mortgage can still fall apart. It\u2019s usually not one big mistake. More often, it\u2019s a small change that triggers the lender to hit pause or pull out completely.<\/p>\n\n\n\n<p>A common cause? The buyer takes on new debt. Maybe they bought a car, opened a credit card, or financed furniture for the new place. That shifts their debt-to-income ratio, and suddenly, they don\u2019t meet the loan criteria anymore.<\/p>\n\n\n\n<p>Job changes can also throw a wrench into things. If a buyer switches employers or loses income, even temporarily, the lender may delay or deny funding until they can verify new details.<\/p>\n\n\n\n<p>Then there\u2019s <a href=\"https:\/\/www.chase.com\/personal\/mortgage\/education\/finding-a-home\/everything-about-a-home-appraisal\" target=\"_blank\" rel=\"noreferrer noopener\">the appraisal<\/a>. If the home appraises lower than the purchase price, the lender might reduce the loan amount. The buyer now has to come up with the difference, or back out.<\/p>\n\n\n\n<p>Other red flags? Big issues on the inspection report, missing documents, or even mistakes on the title. Any of these can slow down or kill the deal entirely.<\/p>\n\n\n\n<p>The bottom line: until the funds are wired, nothing\u2019s final.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-happens-when-a-property-sale-collapses\">What Happens When a Property Sale Collapses<\/h2>\n\n\n\n<p>When a mortgage falls through, the entire deal can unravel. And fast. If you&#8217;re the seller, you&#8217;re suddenly stuck with a home you thought you&#8217;d be handing off. That means relisting, rescheduling your own plans, and maybe even eating some unexpected costs.<\/p>\n\n\n\n<p>The first thing that usually gets impacted is your timeline. If you were counting on that money to <a href=\"https:\/\/ibuyer.com\/blog\/how-to-buy-a-house-before-selling-yours\/\" target=\"_blank\" rel=\"noreferrer noopener\">buy your next home<\/a>, things can get tight. You might miss out on a home you love, or have to juggle two mortgages for longer than you planned.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.wellsfargo.com\/mortgage\/learn\/earnest-money\/\" target=\"_blank\" rel=\"noreferrer noopener\">Earnest money<\/a> is another factor. Most buyers include this deposit to show they\u2019re serious. If they back out for a valid reason, like a failed financing contingency, they typically get it back. If they don&#8217;t have that protection, you might get to keep it. But don\u2019t count on that cash without checking your contract.<\/p>\n\n\n\n<p>Sometimes, deals fall apart because of buyer behavior. Other times, it\u2019s delays, red tape, or just bad luck. But in every case, you\u2019re the one left picking up the pieces.<\/p>\n\n\n\n<p>That\u2019s why having a backup plan, or even a backup buyer, can save you a lot of stress.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-buyer-financing-contingencies-affect-the-closing-process\">How Buyer Financing Contingencies Affect the Closing Process<\/h2>\n\n\n\n<p>A financing contingency is a safety net, for the buyer. It\u2019s a clause in most contracts that says the buyer can back out if they can\u2019t get a loan. Sounds fair, but for sellers, it can feel like a trapdoor ready to swing open at the worst time.<\/p>\n\n\n\n<p>Here\u2019s how it works: the buyer has a set number of days to secure a mortgage. If they can\u2019t, they can cancel the contract without penalty, meaning you lose weeks on the market and may have to start over.<\/p>\n\n\n\n<p>What\u2019s tricky is that buyers don\u2019t always update you or their agent about delays. So everything seems fine\u2026 until it\u2019s not. One day you\u2019re <a href=\"https:\/\/ibuyer.com\/blog\/checklist-to-closing-on-a-house\/\" target=\"_blank\" rel=\"noreferrer noopener\">prepping for closing<\/a>, and the next, you&#8217;re back to square one.<\/p>\n\n\n\n<p>There are ways to protect yourself. Review the contingency terms closely. Make sure the timeline is tight, not too open-ended. You can also ask for proof of pre-approval, or even better, a pre-underwritten loan.<\/p>\n\n\n\n<p>And if something feels off? Trust your gut. It\u2019s better to address it early than scramble the week of closing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-you-can-do-if-the-mortgage-falls-through\">What You Can Do if the Mortgage Falls Through<\/h2>\n\n\n\n<p>First things first, take a breath. A busted deal feels personal, but it\u2019s often just business. That said, how you respond in the first 48 hours can make a big difference in what happens next.<\/p>\n\n\n\n<p>Start by getting the reason in writing. If the buyer\u2019s financing was denied, ask for a copy of the <a href=\"https:\/\/www.lendingtree.com\/home\/mortgage\/denied-credit-for-home-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">lender\u2019s denial letter<\/a>. This helps confirm whether the issue was temporary, or a sign the deal was never solid to begin with.<\/p>\n\n\n\n<p>Next, talk to your agent about relisting. Time is money, especially if your next move depends on this sale. If your <a href=\"https:\/\/ibuyer.com\/blog\/prepare-house-for-sale\/\" target=\"_blank\" rel=\"noreferrer noopener\">home is still in good shape<\/a> and the price was fair, you could attract new buyers quickly, maybe even backup offers from folks who missed out the first time.<\/p>\n\n\n\n<p>You also don\u2019t have to go the traditional route again. A cash buyer or investor can step in fast, no mortgage needed. Companies like iBuyer.com can make an offer in just a day or two, which might help you avoid another drawn-out process.<\/p>\n\n\n\n<p>In short? Don\u2019t panic. Pivot.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-prevent-mortgage-drama-next-time\">How to Prevent Mortgage Drama Next Time<\/h2>\n\n\n\n<p>After a deal falls apart, most sellers start asking the same question: <em>How can I stop this from happening again?<\/em> The truth is, there\u2019s no way to guarantee a perfect closing, but there are smart ways to lower the risk.<\/p>\n\n\n\n<p>Start by digging deeper into your buyer\u2019s financing. A pre-approval letter is common, but it doesn\u2019t carry much weight. What you want is a buyer who\u2019s already been pre-underwritten. That means a lender has reviewed their income, credit, debt, and employment, so they\u2019re further along in the loan process and less likely to get denied later.<\/p>\n\n\n\n<p>Next, get serious about contract timelines. A long <a href=\"https:\/\/ibuyer.com\/blog\/seller-contingency-clause\/\" target=\"_blank\" rel=\"noreferrer noopener\">financing contingency<\/a> gives buyers plenty of room to delay, and more time for things to go wrong. Shortening that window keeps the process moving and adds some urgency to their end of the deal.<\/p>\n\n\n\n<p>You can also ask your agent to communicate directly with the buyer\u2019s lender. A weekly check-in helps spot problems early, like a delayed appraisal or missing documents, before they snowball into deal breakers.<\/p>\n\n\n\n<p>Finally, don\u2019t ignore red flags. If the buyer seems unsure, is slow to respond, or suddenly asks for contract changes, don\u2019t brush it off. These small shifts often point to bigger issues underneath.<\/p>\n\n\n\n<p>Planning ahead doesn\u2019t eliminate risk, but it can keep you from being blindsided twice.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-reilly-s-two-cents\">Reilly\u2019s Two Cents<\/h2>\n\n\n\n<p>I\u2019ve been through this before, more than once. Selling a home can already feel like spinning plates, and when a deal falls apart at the finish line, it knocks the wind out of you. One time, a buyer\u2019s financing collapsed just two days before closing. Their lender flagged a last-minute credit card charge, and boom, done deal, gone. It happens more often than most people think.<\/p>\n\n\n\n<p>Over the years, I\u2019ve picked up a few habits that help reduce the chance of getting blindsided.<\/p>\n\n\n\n<p><strong>First, always ask if your buyer is pre-approved or pre-underwritten.<\/strong> Pre-approval is a quick credit check. <a href=\"https:\/\/www.oipinsurtech.com\/2025-guide-to-renewal-underwriting\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pre-underwriting<\/a> means a lender\u2019s already looked at income, assets, and employment, and that\u2019s a whole different level of security.<\/p>\n\n\n\n<p><strong>Second, tighten your contract timelines.<\/strong> If the financing contingency drags out for 30 days, that\u2019s 30 days your home is off the market with no guarantee. Try to negotiate it down.<\/p>\n\n\n\n<p><strong>Third, check in.<\/strong> Don\u2019t be shy about asking your agent to follow up weekly with the buyer\u2019s lender. A little pressure goes a long way to keeping things on track.<\/p>\n\n\n\n<p><strong>Lastly, have a backup.<\/strong> Whether it\u2019s a second interested buyer or a cash offer from a company, knowing you have options helps you sleep a lot better at night.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-when-a-deal-falls-through-what-to-do-next\">When a Deal Falls Through: What to Do Next<\/h2>\n\n\n\n<p>Deals fall through. It\u2019s frustrating, expensive, and feels like a punch to the gut, especially when you\u2019re days or even hours from the finish line. But if you\u2019re dealing with a mortgage failure at closing, you\u2019re not out of options.<\/p>\n\n\n\n<p>This kind of setback can be a valuable reset. You\u2019ve now seen the gaps, buyers without strong financing, loose contract timelines, or lenders who stall at the worst moment. Next time, you can spot the warning signs earlier and make smarter moves from the start.<\/p>\n\n\n\n<p>And if you don\u2019t want to deal with mortgage drama again? There\u2019s another way. You can sell your home without worrying about loans falling through, missed deadlines, or drawn-out paperwork.<\/p>\n\n\n\n<p><a href=\"https:\/\/ibuyer.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Get a cash offer<\/a> from iBuyer.com and close on your terms, with no surprises.<\/p>\n\n\n<div class=\"card my-5 shadow-lg\">\n  <div class=\"card-body py-md-4\">\n    <div class=\"row align-items-center justify-content-center py-md-3 py-lg-2 py-xl-3\">\n      <div class=\"col-12\">\n        <p class=\"mb-4 h3 text-center\">\n          <span class=\"h4 text-primary font-weight-bold\">Instant Valuation, Confidential Deals<\/span>\n          <span class=\"mt-2 d-block font-weight-normal text-muted\">with a Certified <span class=\"d-inline-block\">iBuyer.com Specialist.<\/span><\/span>\n        <\/p>\n      <\/div>\n\n      <div class=\"col-12\">\n        <div class=\"ui-v2 search-address-form bg-white py-0\">\n          <div class=\"row justify-content-md-center\">\n            <div class=\"col-12 col-md-7 pr-md-2\">\n              <div class=\"input-group mb-0 shadow-sm\">\n                <div class=\"input-group-prepend\">\n                  <div class=\"input-group-text bg-white border-right-0\">\n                    <div class=\"icon\">\n                      <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-geo-alt-fill\" viewBox=\"0 0 16 16\"><path d=\"M8 16s6-5.686 6-10A6 6 0 0 0 2 6c0 4.314 6 10 6 10zm0-7a3 3 0 1 1 0-6 3 3 0 0 1 0 6z\"><\/path><\/svg>\n                    <\/div>\n                  <\/div>\n                <\/div>\n\n                <input type=\"text\" id=\"autocomplete5\" class=\"form-control form-control-lg px-0\" placeholder=\"Enter your home address\" autocomplete=\"off\" v-on:change=\"onAddressChange($event)\" v-on:keydown.enter=\"searchMyAddress($event)\" onfocus=\"this.autocomplete='smartystreets'\">\n\n                <div class=\"input-group-append\">\n                  <div class=\"input-group-text bg-white border-left-0 p-0\">\n                    <button type=\"reset\" id=\"clear-address-btn5\" class=\"btn px-2 h-100\" name=\"clear\">\n                      <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" fill=\"currentColor\" class=\"bi bi-x\" viewBox=\"0 0 16 16\"><path d=\"M4.646 4.646a.5.5 0 0 1 .708 0L8 7.293l2.646-2.647a.5.5 0 0 1 .708.708L8.707 8l2.647 2.646a.5.5 0 0 1-.708.708L8 8.707l-2.646 2.647a.5.5 0 0 1-.708-.708L7.293 8 4.646 5.354a.5.5 0 0 1 0-.708z\"><\/path><\/svg>\n                    <\/button>\n                  <\/div>\n                <\/div>\n              <\/div>\n\n              <ul class=\"us-autocomplete-pro-menu5 autocomplete-menu\" style=\"display:none;\"><\/ul>\n            <\/div>\n\n            <div class=\"col-12 col-md-auto pl-md-2\">\n              <button type=\"button\" id=\"disabledHomeValue5\" class=\"btn btn-primary btn-lg btn-block mt-3 mt-md-0\" v-on:click=\"searchMyAddress($event)\" disabled=\"\">\n                Get My Home Value\n              <\/button>\n            <\/div>\n          <\/div>\n        <\/div>\n\n        <p class=\"h5 mt-4 mb-0 text-center font-weight-bold text-info\">\n          Sell Smart, Sell Fast, Get Sold. <span class=\"d-inline-block\">No Obligations.<\/span>\n        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-frequently-asked-questions\">Frequently asked questions<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1761208351335\"><strong class=\"schema-faq-question\">Can a loan be denied on the day of closing?<br\/><\/strong> <p class=\"schema-faq-answer\">Yes, unfortunately. If there\u2019s a sudden change in the buyer\u2019s financial profile, like a job loss, new debt, or a credit issue, the lender can pull or delay approval even at the last minute.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1761208359543\"><strong class=\"schema-faq-question\">What happens to earnest money if financing fails?<br\/><\/strong> <p class=\"schema-faq-answer\">It depends on the contract. If there\u2019s a financing contingency and it\u2019s still within the allowed timeline, the buyer usually gets their earnest money back. Without that protection, the seller may be entitled to keep it.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1761208367344\"><strong class=\"schema-faq-question\">How common is it for deals to fall apart at closing?<br\/><\/strong> <p class=\"schema-faq-answer\">It\u2019s more common than most people think. Around 4\u20136 % of real estate transactions fall through before closing, often due to financing, appraisal, or inspection issues.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1761208374145\"><strong class=\"schema-faq-question\">Is there anything I can do to stop the buyer from backing out?<br\/><\/strong> <p class=\"schema-faq-answer\">You can\u2019t stop a buyer completely, but you can protect yourself by requiring stronger financial proof, shortening contingency periods, and staying in close contact with the lender.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1761208380993\"><strong class=\"schema-faq-question\">What are my legal rights if a buyer cancels last-minute?<br\/><\/strong> <p class=\"schema-faq-answer\">If the buyer doesn\u2019t have a valid reason under the contract (like a failed contingency), you may be entitled to keep their earnest money or pursue legal action. Always consult a real estate attorney for specific advice.<\/p> <\/div> <\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\"><\/h3>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s the day you\u2019ve been waiting for, closing day. The paperwork\u2019s ready, the house is spotless, and the moving truck\u2019s on standby. Then your phone rings: the buyer\u2019s mortgage fell through. Just like that, the deal\u2019s off. It\u2019s frustrating. It\u2019s stressful. And it\u2019s more common than you think. Whether you\u2019re selling for the first time [&hellip;]<\/p>\n","protected":false},"author":37,"featured_media":3314,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3295","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-buying"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Mortgage Fell Through on Closing Day? What Sellers Can Do<\/title>\n<meta name=\"description\" content=\"Learn why home sales collapse at the finish line and what sellers can do to recover fast, avoid delays, and protect their next deal.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage Fell Through on Closing Day? What Sellers Can Do\" \/>\n<meta property=\"og:description\" content=\"Learn why home sales collapse at the finish line and what sellers can do to recover fast, avoid delays, and protect their next deal.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/\" \/>\n<meta property=\"og:site_name\" content=\"iBuyer Blog\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-23T08:55:22+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-23T11:31:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ibuyer.com\/blog\/wp-content\/uploads\/2022\/09\/home-closing-day-problems.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Reilly Dzurick\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Reilly Dzurick\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/\"},\"author\":{\"name\":\"Reilly Dzurick\",\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/#\\\/schema\\\/person\\\/4a3cd59937318637b625f8f09a161213\"},\"headline\":\"Mortgage Fell Through on Closing Day? What Sellers Can Do\",\"datePublished\":\"2025-10-23T08:55:22+00:00\",\"dateModified\":\"2025-10-23T11:31:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/\"},\"wordCount\":1843,\"image\":{\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/09\\\/home-closing-day-problems.jpg\",\"articleSection\":[\"Home Buying\"],\"inLanguage\":\"en-US\",\"accessibilityFeature\":[\"tableOfContents\"]},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/\",\"url\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/\",\"name\":\"Mortgage Fell Through on Closing Day? What Sellers Can Do\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/09\\\/home-closing-day-problems.jpg\",\"datePublished\":\"2025-10-23T08:55:22+00:00\",\"dateModified\":\"2025-10-23T11:31:55+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/#\\\/schema\\\/person\\\/4a3cd59937318637b625f8f09a161213\"},\"description\":\"Learn why home sales collapse at the finish line and what sellers can do to recover fast, avoid delays, and protect their next deal.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#faq-question-1761208351335\"},{\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#faq-question-1761208359543\"},{\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#faq-question-1761208367344\"},{\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#faq-question-1761208374145\"},{\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#faq-question-1761208380993\"}],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#primaryimage\",\"url\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/09\\\/home-closing-day-problems.jpg\",\"contentUrl\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/09\\\/home-closing-day-problems.jpg\",\"width\":1200,\"height\":675,\"caption\":\"home keychain on yellow background\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Blog\",\"item\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Home Buying\",\"item\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/category\\\/home-buying\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Mortgage Fell Through on Closing Day? What Sellers Can Do\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/\",\"name\":\"iBuyer Blog\",\"description\":\"News &amp; posts about iBuying\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/#\\\/schema\\\/person\\\/4a3cd59937318637b625f8f09a161213\",\"name\":\"Reilly Dzurick\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/reilly-dzurick-avatar.png\",\"url\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/reilly-dzurick-avatar.png\",\"contentUrl\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/reilly-dzurick-avatar.png\",\"caption\":\"Reilly Dzurick\"},\"description\":\"Reilly Dzurick is a licensed real estate agent with over six years of experience and a member of the iBuyer.com Market Insights Team, covering national trends in home selling and the evolving iBuyer landscape. Her firsthand experience working with buyers and sellers gives her a practical perspective on how these platforms impact real homeowners. She holds a degree in Public Relations, Advertising, and Applied Communication.\",\"url\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/author\\\/reillydzurick\\\/\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#faq-question-1761208351335\",\"position\":1,\"url\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#faq-question-1761208351335\",\"name\":\"Can a loan be denied on the day of closing?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, unfortunately. If there\u2019s a sudden change in the buyer\u2019s financial profile, like a job loss, new debt, or a credit issue, the lender can pull or delay approval even at the last minute.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#faq-question-1761208359543\",\"position\":2,\"url\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#faq-question-1761208359543\",\"name\":\"What happens to earnest money if financing fails?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It depends on the contract. If there\u2019s a financing contingency and it\u2019s still within the allowed timeline, the buyer usually gets their earnest money back. Without that protection, the seller may be entitled to keep it.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#faq-question-1761208367344\",\"position\":3,\"url\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#faq-question-1761208367344\",\"name\":\"How common is it for deals to fall apart at closing?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It\u2019s more common than most people think. Around 4\u20136 % of real estate transactions fall through before closing, often due to financing, appraisal, or inspection issues.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#faq-question-1761208374145\",\"position\":4,\"url\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#faq-question-1761208374145\",\"name\":\"Is there anything I can do to stop the buyer from backing out?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can\u2019t stop a buyer completely, but you can protect yourself by requiring stronger financial proof, shortening contingency periods, and staying in close contact with the lender.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#faq-question-1761208380993\",\"position\":5,\"url\":\"https:\\\/\\\/ibuyer.com\\\/blog\\\/mortgage-fell-through-home-closing-day-problems\\\/#faq-question-1761208380993\",\"name\":\"What are my legal rights if a buyer cancels last-minute?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If the buyer doesn\u2019t have a valid reason under the contract (like a failed contingency), you may be entitled to keep their earnest money or pursue legal action. Always consult a real estate attorney for specific advice.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Mortgage Fell Through on Closing Day? What Sellers Can Do","description":"Learn why home sales collapse at the finish line and what sellers can do to recover fast, avoid delays, and protect their next deal.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/","og_locale":"en_US","og_type":"article","og_title":"Mortgage Fell Through on Closing Day? What Sellers Can Do","og_description":"Learn why home sales collapse at the finish line and what sellers can do to recover fast, avoid delays, and protect their next deal.","og_url":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/","og_site_name":"iBuyer Blog","article_published_time":"2025-10-23T08:55:22+00:00","article_modified_time":"2025-10-23T11:31:55+00:00","og_image":[{"width":1200,"height":675,"url":"https:\/\/ibuyer.com\/blog\/wp-content\/uploads\/2022\/09\/home-closing-day-problems.jpg","type":"image\/jpeg"}],"author":"Reilly Dzurick","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Reilly Dzurick","Est. reading time":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#article","isPartOf":{"@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/"},"author":{"name":"Reilly Dzurick","@id":"https:\/\/ibuyer.com\/blog\/#\/schema\/person\/4a3cd59937318637b625f8f09a161213"},"headline":"Mortgage Fell Through on Closing Day? What Sellers Can Do","datePublished":"2025-10-23T08:55:22+00:00","dateModified":"2025-10-23T11:31:55+00:00","mainEntityOfPage":{"@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/"},"wordCount":1843,"image":{"@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#primaryimage"},"thumbnailUrl":"https:\/\/ibuyer.com\/blog\/wp-content\/uploads\/2022\/09\/home-closing-day-problems.jpg","articleSection":["Home Buying"],"inLanguage":"en-US","accessibilityFeature":["tableOfContents"]},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/","url":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/","name":"Mortgage Fell Through on Closing Day? What Sellers Can Do","isPartOf":{"@id":"https:\/\/ibuyer.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#primaryimage"},"image":{"@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#primaryimage"},"thumbnailUrl":"https:\/\/ibuyer.com\/blog\/wp-content\/uploads\/2022\/09\/home-closing-day-problems.jpg","datePublished":"2025-10-23T08:55:22+00:00","dateModified":"2025-10-23T11:31:55+00:00","author":{"@id":"https:\/\/ibuyer.com\/blog\/#\/schema\/person\/4a3cd59937318637b625f8f09a161213"},"description":"Learn why home sales collapse at the finish line and what sellers can do to recover fast, avoid delays, and protect their next deal.","breadcrumb":{"@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#faq-question-1761208351335"},{"@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#faq-question-1761208359543"},{"@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#faq-question-1761208367344"},{"@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#faq-question-1761208374145"},{"@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#faq-question-1761208380993"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#primaryimage","url":"https:\/\/ibuyer.com\/blog\/wp-content\/uploads\/2022\/09\/home-closing-day-problems.jpg","contentUrl":"https:\/\/ibuyer.com\/blog\/wp-content\/uploads\/2022\/09\/home-closing-day-problems.jpg","width":1200,"height":675,"caption":"home keychain on yellow background"},{"@type":"BreadcrumbList","@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/ibuyer.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Home Buying","item":"https:\/\/ibuyer.com\/blog\/category\/home-buying\/"},{"@type":"ListItem","position":3,"name":"Mortgage Fell Through on Closing Day? What Sellers Can Do"}]},{"@type":"WebSite","@id":"https:\/\/ibuyer.com\/blog\/#website","url":"https:\/\/ibuyer.com\/blog\/","name":"iBuyer Blog","description":"News &amp; posts about iBuying","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ibuyer.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/ibuyer.com\/blog\/#\/schema\/person\/4a3cd59937318637b625f8f09a161213","name":"Reilly Dzurick","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ibuyer.com\/blog\/wp-content\/uploads\/2024\/04\/reilly-dzurick-avatar.png","url":"https:\/\/ibuyer.com\/blog\/wp-content\/uploads\/2024\/04\/reilly-dzurick-avatar.png","contentUrl":"https:\/\/ibuyer.com\/blog\/wp-content\/uploads\/2024\/04\/reilly-dzurick-avatar.png","caption":"Reilly Dzurick"},"description":"Reilly Dzurick is a licensed real estate agent with over six years of experience and a member of the iBuyer.com Market Insights Team, covering national trends in home selling and the evolving iBuyer landscape. Her firsthand experience working with buyers and sellers gives her a practical perspective on how these platforms impact real homeowners. She holds a degree in Public Relations, Advertising, and Applied Communication.","url":"https:\/\/ibuyer.com\/blog\/author\/reillydzurick\/"},{"@type":"Question","@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#faq-question-1761208351335","position":1,"url":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#faq-question-1761208351335","name":"Can a loan be denied on the day of closing?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, unfortunately. If there\u2019s a sudden change in the buyer\u2019s financial profile, like a job loss, new debt, or a credit issue, the lender can pull or delay approval even at the last minute.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#faq-question-1761208359543","position":2,"url":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#faq-question-1761208359543","name":"What happens to earnest money if financing fails?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It depends on the contract. If there\u2019s a financing contingency and it\u2019s still within the allowed timeline, the buyer usually gets their earnest money back. Without that protection, the seller may be entitled to keep it.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#faq-question-1761208367344","position":3,"url":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#faq-question-1761208367344","name":"How common is it for deals to fall apart at closing?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It\u2019s more common than most people think. Around 4\u20136 % of real estate transactions fall through before closing, often due to financing, appraisal, or inspection issues.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#faq-question-1761208374145","position":4,"url":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#faq-question-1761208374145","name":"Is there anything I can do to stop the buyer from backing out?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You can\u2019t stop a buyer completely, but you can protect yourself by requiring stronger financial proof, shortening contingency periods, and staying in close contact with the lender.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#faq-question-1761208380993","position":5,"url":"https:\/\/ibuyer.com\/blog\/mortgage-fell-through-home-closing-day-problems\/#faq-question-1761208380993","name":"What are my legal rights if a buyer cancels last-minute?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"If the buyer doesn\u2019t have a valid reason under the contract (like a failed contingency), you may be entitled to keep their earnest money or pursue legal action. Always consult a real estate attorney for specific advice.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/posts\/3295","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/comments?post=3295"}],"version-history":[{"count":11,"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/posts\/3295\/revisions"}],"predecessor-version":[{"id":17351,"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/posts\/3295\/revisions\/17351"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/media\/3314"}],"wp:attachment":[{"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/media?parent=3295"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/categories?post=3295"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ibuyer.com\/blog\/wp-json\/wp\/v2\/tags?post=3295"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}