Unison Homeownership—Understand the Pros and Cons
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What Unison is all about
Based in San Francisco, Unison offers what is called "home co-investment". No Unison mortgages or loans are offered. Instead, Unison invests in your home and gives you the cash value of the investment
Unison home equity services
Unison gives you the freedom to choose what to do with your home's value without borrowing against the house itself. Instead of thinking of it as a loan, think of it this way—this is an opportunity to use some of the value of your home for whatever you need, whether it's renovating, investing in a new business, or paying some medical bills.
After being approved, you receive one lump cash payment. When you sell your home or 30 years pass, your agreement with Unison ends. And whenever you sell your home, Unison gets their percentage invested paid to them from the sale proceeds, based on the fair market value of your home.