Home Equity—Loans and Refinancing
Home Equity Loan and Refinance Guides
We'll explain how home equity loans work and what your repayment options are, including the popular option of co-investing.
If the idea of monthly payments is off-putting, co-investing may be the perfect alternative. Of course, that's just one type of loan that may meet your needs.
How Home Equity Loan Works?
You may also be wondering how to get value out of your home without having to pay anyone back.
Continue ReadingWhat Do I Need To Refinance My Home?
There are countless reasons you might need to refinance your home, but what do you actually need?
Continue ReadingHow Much Does It Cost To Refinance Your House?
Are you wondering how much it will cost to refinance your house and whether or not it's worth doing?
Continue ReadingWhat Do Appraisers Look For In a Refinance?
When refinancing your home, it's stressful if you don't know the answer to this question. It's a lot to juggle!
Continue Reading
Home Equity Loan and Refinance Resources
You probably have a lot of questions. For example, how much money can you borrow from your home? Can you refinance it with bad credit? Should you refinance if you're planning to sell?
We've put together tips and insights in easy-to-understand language to answer your questions and help you learn everything you need to know to make the borrowing process go smoothly.
Can You Refinance a Home Equity Loan?
You may want a way to get out of debt. At the same time, you might want to improve your credit score. However, you may …
Continue ReadingHow Soon Can You Refinance a Mortgage?
Historically low interest rates, low inventory, and a desire to relocate driven by the pandemic have created a …
Continue ReadingHow Much Equity Can I Borrow From My Home?
The dream is alive and well for homeownership in the US. In fact, there were approximately 82.8 million …
Continue ReadingHow Often Can You Refinance Your Home?
Refinancing your home involves paying off your original mortgage with the new loan that you take out from the …
Continue ReadingWhat Happens to Escrow When You Refinance?
Escrow makes the process of being a homeowner much simpler. Without it, you'd have to make your own tax payments …
Continue ReadingCan I Refinance With Bad Credit?
Refinancing your home could be the money-saving option you were looking for. Many people make the mistake of not …
Continue ReadingCan I Use a Home Equity Loan to Buy Another House?
Here are two options for using your equity in your current home to buy another one. One is to sell and then buy …
Continue ReadingHow Long Does It Take to Refinance a Home?
Now that you're a homeowner, you might assume that your work is done dealing with mortgage companies and …
Continue ReadingDo You Need an Appraisal to Refinance?
Refinancing is something that homeowners do for various reasons, but it requires some work. One question many …
Continue ReadingWhen Is the Best Time to Refinance Your Home?
With interest rates stabilizing in recent months around more normal levels (though they're still favorably low for …
Continue ReadingWhat Happens If You Can't Refinance After Divorce?
You may feel like your back is against the wall, wondering what happens when you cannot refinance after a divorce …
Continue ReadingCan You Refinance a Second Mortgage?
For most people, this process is pretty cut and dried: you find a lender, get an appraisal, sign some documents …
Continue ReadingHow Much Escrow Is Required to Refinance?
An escrow is defined as a bond or money held by a 3rd party to be turned over when an agreement or a condition is …
Continue ReadingShould I Refinance If I Plan to Sell?
While interest rates have been slowly rising, the latest quarterly forecast from Freddie Mac predicts that refinance …
Continue Reading
Home Equity Loan and Refinance Companies
We know finding the right lender is important to you. With so many finance companies to choose from, how do you decide who to team up with?
Our home equity loan and refinancing guides give you the knowledge to make it easier for you to select the finance company that is right for you.
Haus
Haus.com home buying and refinancing is a unique alternative to the traditional mortgage process. They work with hundreds of lenders to make the process straightforward and flexible.
Learn More about HausNoah
Noah.com is an online brokerage company that connects homeowners with investors interested in home equity sharing. This is a unique alternative to traditional financing.
Learn More about NoahUnison
Based in San Francisco, Unison.com offers what is called "home co-investment". No Unison mortgages or loans are offered, instead they invest in your home and give you the cash value of the investment.
Learn More about UnisonHometap
Hometap invests in your home and gives you the cash value of the investment. They provide an alternative to the typical home equity loan by supplying cash now, providing a plan of home co-ownership.
Learn More about HometapHomePace
HomePace is made up of a group of professionals based in Utah. The company offers funds for a down payment on a home or assisting existing homeowners access some of the home's equity.
Learn More about HomePaceUnlock
Unlock is a team that cares about helping you get your life back on track. The team invests in your home using cash in exchange for a fixed percentage of the future value of your home.
Learn More about UnlockPoint
Point.com is a company that invests in the future of your home. Point real estate options make an offer on your home upfront, giving you cash in exchange for a piece of your home's future equity.
Learn More about PointLending Tree
Lending Tree is a loan service that helps private clients get their finances back in check. They offer a wide variety of different loan options so that you can get the financial help you need.
Learn More about Lending Tree